Originally published: May 9, 2024 | Last updated: March 16, 2026 TL;DR: A testamentary trust is a trust created through your Will that only takes effect after your death. Three key types exist: trusts for minor beneficiaries (protecting inheritance until a specified age), pet trusts (funding care for your animals), and lifetime interest trusts (protecting […]
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Originally published: October 29, 2020 | Last updated: March 9, 2026 TL;DR: A complete estate plan requires five documents: (1) a Last Will and Testament, (2) a Financial Power of Attorney, (3) a Living Will with Healthcare Proxy and Advance Directives, (4) documented funeral wishes, and (5) an inventory of assets. You do not typically […]
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Originally published: September 4, 2020 | Last updated: March 2, 2026 TL;DR: What happens to your reward points and airline miles after death depends entirely on each program’s policy. American Express allows a one-time redemption by beneficiaries. Chase and Wells Fargo forfeit points. American Airlines and United may transfer miles with documentation and fees. Delta […]
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Originally published: April 3, 2020 | Last updated: February 23, 2026 TL;DR: During the COVID-19 crisis, USLegalWills.com offered free Wills and Power of Attorney documents to frontline healthcare workers who were risking their lives to keep communities safe. The crisis underscored why every adult needs a Will, Power of Attorney, and Living Will in place […]
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Originally published: January 10, 2020 | Last updated: February 16, 2026 TL;DR: Always update your Will by preparing a completely new document — never use handwritten changes or codicils. Update after any major life change: marriage, divorce, birth of a child, or changes to people named in your Will. Attorney updates cost $600–$1,000. At USLegalWills.com, […]
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Originally published: September 26, 2019 | Last updated: February 9, 2026 TL;DR: You do not need a lawyer to write a Will. Every US state allows you to prepare your own. Online services like USLegalWills.com ($39.95) produce a document word-for-word identical to a lawyer-prepared Will ($500–$1,000+). The 10 key advantages: it is affordable, convenient, educational, […]
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Originally published: September 11, 2019 | Last updated: February 2, 2026 TL;DR: A Last Will and Testament is a legal document that distributes your estate and makes key appointments (Executor, Guardians for children). Every adult needs one — dying without a Will means state intestacy laws decide everything. You do not need a lawyer for […]
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Originally published: April 2, 2019 | Last updated: January 26, 2026 TL;DR: A Will costs between $0 and $2,000+, but price does not always equal quality. Free blank-form kits are legally inadequate. Free online services often sell your personal data. Estate planning attorneys charge $300–$1,000+ but most use the same software as online services. Online […]
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Originally published: February 19, 2019 | Last updated: January 19, 2026 TL;DR: New parents should prioritize estate planning immediately. The three most critical steps are: (1) name a guardian for your children in your Will, (2) set up a children’s trust to manage their inheritance until a suitable age, and (3) purchase term life insurance. […]
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Originally published: February 15, 2019 | Last updated: January 12, 2026 TL;DR: An Executor (personal representative) is legally responsible for gathering the deceased’s assets, paying debts and taxes, filing returns, and distributing the estate according to the Will. You can refuse the role or resign at any time. Executors are entitled to compensation — either […]
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